Obtaining your online credit report at least once a year, or more often, provide the following benefits:
Benefits of Online Credit Reports and Paid Services
- Obtain your online credit report to check for errors, guard against identity theft, and monitor your credit rating.
- Obtain online credit reports merged from the 3 major credit reporting companies.
- Check your credit rating before applying for a loan.
Personal Finance Tips for your Online Credit Report
Order online credit reports yearly, half-yearly or monthly. Check for errors, such as, credit accounts you do not recognize, delinquences that are not yours, and unathorized credit card applications. Any of these may indicate that someone else is using your name.After obtaining your online credit report, view tips to prevent identity theft.