If you are the victim of identity theft, contact the appropriate agencies and institutions below:
File a police report with your local law enforcement agency.
Federal Trade Commission
File a complaint with the Federal Trade Commission so that law enforcement agencies across the nation have access to the information. Keep a copy to help support your claims with the banks and credit card companies involved.
- Web site: http://ftc.gov/idtheft
- Telephone: 1-877-438-4338
- TYY: 1-866-653-4261
- Snailmail: Identity Theft Clearinghouse, Federal Trade Commission, Washington, DC 20580
Banks and Credit/Debit Card Companies
Call the security or fraud departments of the companies where fraudulent accounts where opened or changed without your authorization and request that these account(s) be closed. Also, send the request in writing and ask them for verification that the account(s) have been closed. Use this sample identity theft victim notice form to notify creditors and collection agencies.
Credit Card Reporting Companies
Contact the following credit card reporting companies and ask that a "fraud alert" be placed on your credit reports. This alert tells creditors to call you before opening any new accounts or changing information on existing accounts.
Equifax Credit Information Services, Inc. (www.equifax.com)
PO Box 740241, Atlanta, GA 30374, tel: 1-800-525-6285
P.O. Box 2104, Allen, Texas 75013, tel: 1-888-397-3742
TransUnion LLC (www.transunion.com)