Achieving Personal Finance Goals Now!
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Personal Finance Strategy Achieving Personal Finance Goals Now! |
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Home Mortgages |
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| Home Mortgage Features to Consider • Fixed Rate Mortgages, Adjustable Rate Mortgages, or Combination Rate Mortgages • 10 year, 20 year, 30 year, or 40 year home mortgages • Home Mortgage Rate • Appraisal Fee • Credit Report Fee • Real Estate Agent Commission • Origination Fee • Loan Discount or Points: 1 point = 1% of amount being borrowed • Settlement or Closing Fee • Title Search Fee • Title Insurance Costs • Attorney's Fees: Some states require attorney's, some do not • Property Taxes • City, County and State Charges • Property Survey • Pest Inspection • Flood Check Fee: If property is located in a flood zone • Property Insurance: Required by home mortgage lender • Private Mortgage Insurance (PMI): For home mortgages with low down payments |
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