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Home Mortgage FeaturesSponsored AdsHome Mortgage Features to Consider Fixed Rate Mortgages, Adjustable Rate Mortgages, or Combination Rate Mortgages 10 year, 20 year, 30 year, or 40 year home mortgages Home Mortgage Rate Appraisal Fee Credit Report Fee Real Estate Agent Commission Origination Fee Loan Discount or Points: 1 point = 1% of amount being borrowed Settlement or Closing Fee Title Search Fee Title Insurance Costs Attorney's Fees: Some states require attorney's, some do not Property Taxes City, County and State Charges Property Survey Pest Inspection Flood Check Fee: If property is located in a flood zone Property Insurance: Required by home mortgage lender Private Mortgage Insurance (PMI): For home mortgages with low down payments |