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Home Equity Loans

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Features to Consider when Comparing Home Equity Loans

• Home Equity Loan vs Home Equity Line of Credit
• Number of Years to Repay
• Appraisal Fee
• Credit Report Fee
• Application Fee
• Loan Discount or Points: 1 point = 1% of amount being borrowed
• Settlement or Closing Fee
• Property Appraisal Fee
• Preparation and Filing Fees
• Annual Fees
• Title Search Fee
• Title Insurance Costs
• Taxes
• Attorney's Fees: Some states require attorney's, some do not
• City, County and State Charges
• Property Insurance: Required by home mortgage lender

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