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Home Equity LoansSponsored AdsFeatures to Consider when Comparing Home Equity Loans Home Equity Loan vs Home Equity Line of Credit Number of Years to Repay Appraisal Fee Credit Report Fee Application Fee Loan Discount or Points: 1 point = 1% of amount being borrowed Settlement or Closing Fee Property Appraisal Fee Preparation and Filing Fees Annual Fees Title Search Fee Title Insurance Costs Taxes Attorney's Fees: Some states require attorney's, some do not City, County and State Charges Property Insurance: Required by home mortgage lender |