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Automobile Liability and Collision InsuranceSponsored AdsPersonal Finance Tips for Automobile Insurance Policies Review your mileage to see if you are driving more or less miles this year and change your coverage accordingly. Ask for a good driver discount if you have no traffic convictions or at fault accidents. Ask for a policy longevity discount. Ask if they give affinity plan discounts if you also have a homeowners insurance policy with the same company. Automobile Insurance PremiumsThe amount you pay for your automobile insurance premium can be affected, in part, by the following items:• Your driving record Make and Model of your vehicle Year vehicle was built Body Style of vehicle (i.e. coupe, 4-door, wagon, pickup, etc.) Annual Mileage Zip code where your automobile is parked Primary use of your vehicle (commuting, pleasure, business) • Amount of liabilty insurance • Amount of collision insurance • Extra features such as towing and roadside assistance Typical Automobile Insurance Policy Safety Feature Discounts Anti-lock braking system Factory installed anti-theft device Driver and passenger front and sid air bags 4 doors instead of 2 doors Impact Jackets for Motorcycle and Horse Back RidersIf you ride a motorcyle or ride horse back, an Impact Jacket can save your life. Impact jacket systems include a landyard, anchoring cables, and a CO2 cartridge and are designed to deploy in the event of an accident. |