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About Identity Theft

• What Is Identity Theft?
• Prevent Identity Theft
• Phishing Warnings
• Online Shopping Tips
• FICO Credit Score
• Online Credit Report

For Identity Theft Victims

• Report Identity Theft
• Theft Victim ToDo List
• Sample Victim Letter

Report Identity Theft

Police Report

File a police report with your local law enforcement agency.

Federal Trade Commission

File a complaint with the Federal Trade Commission so that law enforcement agencies across the nation have access to the information. Keep a copy to help support your claims with the banks and credit card companies involved.
• Web site: http://ftc.gov/idtheft
• Telephone: 1-877-438-4338
• TYY: 1-866-653-4261
• Snailmail: Identity Theft Clearinghouse, Federal Trade Commission, Washington, DC 20580

Banks and Credit/Debit Card Companies

Call the security or fraud departments of the companies where fraudulent accounts where opened or changed without your authorization and request that these account(s) be closed. Also, send the request in writing and ask them for verification that the account(s) have been closed. Use this sample identity theft victim notice form to notify creditors and collection agencies.

Credit Card Reporting Companies

Contact the following credit card reporting companies and ask that a "fraud alert" be placed on your credit reports. This alert tells creditors to call you before opening any new accounts or changing information on existing accounts.

• Equifax Credit Information Services, Inc. (www.equifax.com)
PO Box 740241, Atlanta, GA 30374, tel: 1-800-525-6285

• Experian (www.experian.com))
P.O. Box 2104, Allen, Texas 75013, tel: 1-888-397-3742

• TransUnion LLC (www.transunion.com)
tel: 1-800-680-7289

Identity Theft To Do List

View the identity theft to do list for more agencies to contact and for steps to take to help clear your name and restore your FICO credit score.